In line with the enabling framework created by the CBN for the operation of Microfinance Banks in Nigeria, Personal Trust Microfinance Bank Limited (“PTMFB”) was incorporated as a State Microfinance Bank to provide value added financial services to the unbanked and under banked public. Personal Trust Microfinance Bank Limited formerly known as Personal Trust Savings and Loans Limited was incorporated under the laws of the Federal Republic of Nigeria with RC number 208513 in August 1993 and commenced operations in January 1994. The firm’s range of products span savings, credit products, investments and tailor-made products.m id est laborum.